When perusing my local dead tree Sunday newspaper's Business section, I came across the headline, Frugality pays off: Avoiding debt looks smart for area firms and thought, "Hey, this looks like something that my readers would enjoy." They've done exactly what I've said that companies should do: Be frugal during the good times and the lean times won't seem so lean. They also maintain their business by purchasing only what they can pay for. But who listens to such rubbish? Apparently, a few do and they seem to be in the minority-a solvent minority.